Equity 4 U
The Equity 4 U Savings Program enables consumers to reduce both the loan and payoff period and interest payments on their auto loans by providing an equity savings program which generates bi-weekly direct loan payments. This program has revolutionized consumer vehicle financing just as equity savings programs have done for the home mortgage industry.
By making one simple adjustment in how you make your payment, you will...
It's been happening in the Mortgage business for years.
Why Don't Most Lenders Offer This?
By making one simple adjustment in how you make your payment, you will...
- SAVE hundreds to thousands of dollars in interest! That's money you can save for your retirement and financial security!
- SHORTEN your term years! That's several payments you won't have to make!
- BUILD your equity 2 to 3 times faster! This rapidly increases your net worth and helps you get out of debt much faster!
- SIMPLIFY paying each and every month!
- How? By simply changing your payment frequency from once a month to half a payment every two weeks through an automatic process!
It's been happening in the Mortgage business for years.
| Wall Street Journal | |
| "Fannie Mae believes this type of mortgage could appeal to many home buyers who want to reduce interest payments over the life of the loan and build up equity faster." | |
| USA Today | |
| "...a 30 year loan is reduced to about 20 years. That sharply cuts the amount of interest you pay during the life of the loan ...on a $100,000, 30-year loan ...you'd cut the interest - a savings of $77,635. Also, ...you'd build up more equity earlier." | |
| The Charlotte Observer | |
| "...why not do what smart financial planners do? Pay off your mortgage early and potentially 'save' or 'earn' thousands of dollars. By getting rid of high rate personal loans and a 30-year mortgage albatross around your neck, you can probably make more money than by plowing your cash into measly paying CDs." | |
Why Don't Most Lenders Offer This?
- Most lenders sell their mortgages on the secondary market right after they originate them. (How many times have you received a statement asking you to send your payments to another company?)
- Many lenders, from a system stand point, are not set up for bi-weekly payments!
- Some lenders offer bi-weeklies but you must originate a new loan, costing you thousands of dollars in unnecessary expenses and closing costs!
- With all the lender miscalculations which cost Homeowners billions of dollars, you're safer having an independent expert prepaying and auditing your loan! That makes better financial sense! After all, you wouldn't want the IRS preparing your tax return. would you?